Which risk profile fits you? Find out in 3 questions
Risk profiles · 6 min read · 2026-04-10
Every investor has a different relationship with risk. Some sleep well knowing their capital is protected. Others feel restless unless they are fully deployed. Rivo uses three risk profiles to calibrate your daily brief. Here is how to find yours.
Question 1: How do you react to a 10% drawdown?
If your first instinct is to sell, you lean Conservative. The Guardian profile filters your brief through a capital-preservation lens, flagging downside risk before upside potential. If you hold steady and wait for recovery, you are a Builder. Your brief balances opportunity with caution, surfacing moves that compound over time. If you see a drawdown as a buying opportunity, you are a Pioneer. Rivo surfaces emerging catalysts and momentum shifts that match a higher risk tolerance.
Question 2: What is your time horizon?
Investors with a 1-3 year horizon tend toward Conservative. The brief emphasizes stability, yield, and defensive positioning. A 3-7 year horizon aligns with Balanced. You can absorb short-term volatility in exchange for steady growth. 7+ years opens the door to Aggressive. Your brief highlights asymmetric opportunities and sector rotations that reward patience and conviction.
Question 3: How much of your portfolio can you afford to lose?
If losing 5% keeps you up at night, Conservative is your lane. If you can stomach 15% in exchange for higher expected returns, Balanced fits. If you are comfortable with 25%+ drawdowns as the price of outsized gains, Aggressive is where you belong. There is no wrong answer. The right profile is the one that lets you listen to your morning brief without anxiety.
Your risk profile is not permanent. You can switch between Guardian, Builder, and Pioneer at any time. The entire brief rewrites itself to match your current lens.